series
Each series follows a real scenario, with the math shown every step of the way.
The Middle Class Trap
Ben and Leslie saved $2.5 million for early retirement, but most of it is locked in accounts they can’t touch without a penalty until 59½. This series works through how early retirees solve the access problem, legally and tax-efficiently.
IN THIS SERIES
- Part 1 — The Problem: Two Years Short of 59½
- Part 2 — Three Ways to Access Accounts Early
- Part 3 — Roth Ladder vs. 72(t): Year-by-Year
- Part 4 — Optimizing ACA Subsidies
- Part 5 — Why Tax Projections Are Often Wrong
- Part 6 — All Models Are Wrong, Some Are Useful