Retire Early. Withdraw Wisely. Let’s do the math.
Most retirement advice is built for age 65. If you’re planning to leave work sooner, the rules are different, especially around taxes, healthcare, and withdrawals. This is where you learn to navigate all of it.
What makes this Site different?
- Focused on tax strategy and smart planning, not generic retirement advice
- Real examples. Numbers, brackets, and edge cases included
- Posts come with actual math. I always show my work
Where are you in your journey?
pre-Retirement
- Set budget & savings targets
- Plan insurance & healthcare costs
- Balance pre-tax, Roth, and taxable
- Gradually shift portfolio allocation
- College savings planning (if applicable)
at retirement
- Check your retirement readiness
- Plan your withdrawal sequence
- Consider Roth Conversions & ladders
- Evaluate 72(t) for early access
- Write down your plan
post-retirement
- Execute withdrawals & rollovers
- Review MAGI annually (before year-end)
- Rebalance on schedule
- Adjust plan as life changes
Hi, I’m George.
I’m still working my day job, but I’ve spent years thinking and doing the math on the tax and planning side of early retirement. Bridge and Retire is what I wish had existed.
Recent from the blog
Rule 72(t): The Strategy That Works Best When You Know Exactly What You Need
The IRS 72(t) rule allows penalty-free early withdrawals from retirement accounts through Substantially Equal Periodic…
How Much Will Health Insurance Cost in Early Retirement?
Learn how health insurance costs work in early retirement before Medicare, including ACA marketplace plans,…
Roth Conversion Ladder Explained (With Real Tax Examples for Early Retirees)
A Roth conversion moves money from a traditional IRA to a Roth IRA, triggering taxes…