PPO Plan
Costs
$
$
%after deductible
% you pay after meeting deductible
$
HDHP + HSA Plan
Costs
$
$
%after deductible
% you pay after meeting deductible
$
HSA Contributions
$
Annual employer contribution to your HSA
$
2026 max: $4,300 individual / $8,550 family
Tax Rates
Used to calculate the tax savings from your HSA contribution.
%
%
%
Use 0% if retired or self-employed
31.65%
HSA tax savings: $0
Annual PPO Premium
$564
Annual HDHP Premium
$420
Breakeven Point
—
Total Annual Cost by Medical Spending
Includes premiums, out-of-pocket costs, and HSA tax savings.
Reading this chart:
Educational tool only. Not financial or tax advice. Results are estimates based on inputs provided.